Money parked somewhere is still money
Short answer
Term deposits, currency positions and other holdings are recorded with their cost and current value, so the liquid picture includes what is parked rather than only what is in the current account.
muhasebe.cirometre.com/investments
Cash and bank1 cash account, 2 bank accounts
Import statement + New account
Liquid (cash + bank)$128,460.00 5 accounts
Card processor balance$18,640.00 1 account
Marketplace receivables$84,410.00 4 channels · pending payout
Credit card debt$6,280.00 2 cards
Accounts$82,345.08
Account Balance
Petty cashUSD · cash
Business checkingUSD
EUR accountEUR · auto sync
Card processorUSD · payouts
Marketplace receivables4 channels
Channel Pending
Amazon US$76,299.69
Shopify$1,835.61
Etsy$4,612.58
eBay$1,662.12
Liquidity is not just the current account
A company with money in a term deposit and nothing in the current account is not short of cash; it is short of access.
Showing both, with the maturity date, keeps that distinction visible when the cash plan looks tight.
Frequently asked questions
Are currency positions valued?
Yes, at the current rate, with the difference from cost shown.
Do maturities appear in the calendar?
Yes, so a deposit maturing is visible as incoming liquidity.